Terms and conditions

Last updated November 1, 2026.

Educational use

Minted is an educational simulation, not personalized financial, investment, credit, tax, or legal advice. Results use visible assumptions and may not reflect real-world outcomes.

No guarantees

Investment returns are uncertain. Credit scoring models vary by lender. Past, assumed, or simulated performance does not guarantee future results or approval for financial products.

Acceptable use

Do not attempt to disrupt the service, automate abusive requests, access another person’s saved data, or submit unlawful content. Access may be limited to protect the service and its users.

Your account

You are responsible for activity under your signed-in account. Try mode remains available without creating a Minted account.